As of 2026, Cigna Medicare is now HealthSpring. You can get vision coverage by enrolling in a HealthSpring Medicare Advantage plan. Vision coverage is often included in many plans, but costs can vary.
You depend on your eyesight for many of your daily activities. If you wear prescription eyeglasses, keeping your prescription accurate and up to date is an important part of your healthcare needs.
Cigna Medicare Advantage plans included vision coverage, providing access to vision and eye services, including annual eye exams, prescription eyeglasses, and contact lenses.
Moving into 2026, Cigna Medicare Advantage and Part D plans will be known as HealthSpring. Vision coverage is still available with HealthSpring plans, as the all-in-one coverage will continue to cover your basic hospital and medical needs and prescription medications.
Most HealthSpring Medicare Advantage plans offer vision and eye care. These benefits cover a number of vision and eye services, such as a routine annual eye exam and an allowance toward glasses of around $300. However, benefits can vary depending on your location and plan type.
In addition, your plan may include coverage for eye care like diabetic retinal exams or glaucoma screenings, especially if you’re at high risk for diabetes.
Coverage and copay rates vary between plans, but most offer affordable coverage that lowers your out-of-pocket vision care costs.
HealthSpring Medicare Advantage plans are different in each state, so before you enroll, carefully compare benefits, vision coverage, deductibles, and maximum coverage amounts for eyewear.
HealthSpring’s Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Special Needs Plans (SNPs) can all offer vision and eye services.
Your costs for any Medicare Advantage plan will depend on where you live and the plan you choose.
Here are some of the 2026 costs for HealthSpring Medicare Advantage plans in a few different cities:
| City | HealthSpring Medicare Advantage plan | Monthly premium | Out-of-pocket maximum | Deductible |
|---|---|---|---|---|
| Fulton, GA | HealthSpring True Choice (PPO) | $0 | in- and out-of-network: $11,100 in-network: $6,800 | health: $375 drug: $250 |
| Cook, IL | HealthSpring Preferred (HMO) | $0 | in-network: $2,000 out-of-network: N/A | health: $0 drug: $200 |
| HealthSpring Premier (HMO-POS) | $0 | in-network: $2,900 out-of-network: N/A | health: $0 drug: $200 | |
| HealthSpring True Choice Savings (PPO) | $0 | in- and out-of-network: $5,950 in-network: $4,250 | health: $175 drug: $200 | |
| Dallas, TX | HealthSpring Preferred (HMO) | $0 | in-network: $3,400 out-of-network: N/A | health: $0 drug: $200 |
| HealthSpring True Choice Savings (PPO) | $0 | in- and out-of-network: $13,900 in-network: $9,250 | health: $335 drug: $300 | |
| Denver, CO | HealthSpring True Choice (PPO) | $0 | in- and out-of-network: $11,000 in-network: $6,800 | health: $400 drug: $250 |
You can compare premium rates and additional benefits using the Medicare plan finder tool. Simply enter your ZIP code to compare the plans offered in your area.
To be eligible for Medicare coverage, you must meet the following criteria. You must be:
- a United States citizen or permanent resident
- over age 65
- living with certain disabilities or chronic illnesses
You can enroll in Original Medicare through the nearest Social Security office. To be eligible for vision coverage, you must get both parts A and B.
The best time to apply for Medicare is during the initial enrollment period, which starts 3 months before your 65th birthday and continues for 3 months after.
After you’ve enrolled in Original Medicare, you’re eligible for HealthSpring Medicare Advantage vision coverage.
HealthSpring Medicare Advantage plans differ between states. You can compare premium rates and benefits using the Medicare plan finder tool. Enter your ZIP code to see the plans offered in your area.
When you’re ready to enroll in a HealthSpring Medicare Advantage plan, fill out a form online or get assistance over the phone.
When can I apply for a Medicare Advantage plan?If you’re planning to enroll in Medicare Advantage, you’ll need to know several enrollment deadlines and dates:
- Initial enrollment period: This is a 7-month window around your 65th birthday when you can sign up for Medicare. It begins 3 months before your birth month, includes the month of your birthday, and extends an additional 3 months after your birthday. During this time, you can enroll for all parts of Medicare without a penalty.
- Open enrollment period (October 15 to December 7): During this time, you can switch from Original Medicare (parts A and B) to Part C (Medicare Advantage), or from Part C back to Original Medicare. You can also switch Part C plans or add, remove, or change a Part D plan.
- General enrollment period (January 1 to March 31): You can enroll in Medicare during this time frame if you didn’t enroll during your initial enrollment period.
- Special enrollment period: If you delayed Medicare enrollment for an approved reason, you can later enroll during a special enrollment period. You have 8 months from the end of your coverage or the end of your employment to sign up without penalty.
- Medicare Advantage open enrollment (January 1 to March 31): During this period, you can switch from one Medicare Advantage plan to another or go back to Original Medicare. You cannot enroll in a Medicare Advantage plan if you currently have Original Medicare.
Your HealthSpring Medicare Advantage plan likely covers most vision and eye services.
You’ll have a yearly maximum spend on eyeglass frames, prescription lenses, and contact lenses.
Your coverage will also include annual eye exams.
As of 2026, Cigna Medicare Advantage plans are called HealthSpring Medicare Advantage.
Medicare Advantage (Part C) plans are plans administered by private, Medicare-approved companies. They cover the same benefits as Original Medicare parts A and B, plus some added extras.
Cigna (HealthSpring) offers different types of Medicare Advantage plans, including HMOs, PPOs, and SNPs, as well as a separate Part D plan for prescription drugs.
Your Cigna (HealthSpring) Medicare Advantage vision benefits may be provided by EyeMed Vision Care, as the company partners with HealthSpring for some vision benefits.
Starting in 2026, Cigna Medicare will be called HealthSpring Medicare. Some HealthSpring Medicare Advantage plans will continue to cover vision and eye care.
Your plan costs and specific vision and eye benefits will depend on your ZIP code and the plan you choose.
Original Medicare covers some vision services if you meet specific requirements, such as having diabetes.