SelectQuote provides life, car, home, and Medicare insurance plans. Since 1985, it has helped customers choose plans from reliable insurers, saving time and money. However, compensation from partners may influence recommendations.
According to its website, SelectQuote claims that more than 2 million families rely on the company for insurance. It says its mission is to eliminate obstacles to buying insurance, enhance transparency and choice, and prioritize people’s needs by securing plans that fit their budgets. The company is licensed to operate in all 50 U.S. states.
Read on to learn how SelectQuote works and what you need to know about choosing and enrolling in a Medicare plan through an insurance broker.
SelectQuote brokers sell Medicare Advantage (Part C) and Medicare supplement (Medigap) plans.
Part C plans are an alternative to Original Medicare (parts A and B) that offer the same level of coverage. Medigap plans can help you pay for out-of-pocket costs associated with Original Medicare (parts A and B). Private insurers offer both types of plans.
On the company website, you can request a free quote by filling out a questionnaire about your Medicare insurance needs. In this questionnaire, you can indicate whether this is your first time enrolling in a Part C plan or whether you want to switch. You can also indicate whether you want any additional benefits that some Part C plans offer, such as vision or dental coverage.
Once you fill out the questionnaire, a SelectQuote representative will reach out by email or phone with curated information about your options.
In addition, SelectQuote offers educational information about how Original Medicare and Part C work, details about Medigap and Part D plans, and a list of insurers who offer Part C plans through its service.
Private insurers administer Medigap and Part C plans. This means premiums, deductibles, and coinsurance may differ depending on the plan. Plus, only some Part C plans include prescription drug coverage, and while you generally have to pay the Part B premium while enrolled in Part C, some plans may cover your Part B premium.
Enrolling in these plans requires choosing the best plan for your needs. SelectQuote consultants work with various insurance providers and can help you assess your plan options. Unlike agents from the State Health Insurance Assistance Program (SHIP), they are not linked to the federal government and can enroll you directly in your chosen plan.
Navigating Medicare can be daunting, including enrollment in Medicare Advantage plans. Medicare brokers can tailor coverage options to your needs, which may help you save time and money. In addition, because SelectQuote also offers other types of insurance plans, you may be able to bundle some plans together for a better price.
Pros and cons of using a broker
It’s important to understand how insurance brokers work. Typically, they are contracted with various insurers and earn a commission when they help clients enroll in plans offered by that insurer.
All brokers are compensated by their partner insurers. While this means you pay nothing for their services, it may also mean that they’re more motivated to recommend certain plans over others.
Pros
- You don’t pay anything for their services.
- Brokers can help you choose a plan based on your specific needs.
Cons
- Broker recommendations may be influenced by the insurers they work with and their compensation.
If using an insurance broker isn’t right for you, you also have the option to go to the official Part C plan comparison tool or Medigap comparison tool, enter your ZIP code, and see the plans available in your area. From there, you can enroll in the plan of your choice. It’s best to keep important Medicare enrollment periods in mind as well.
SelectQuote agents are licensed to sell plans from participating insurers in each state according to guidelines set by the Centers for Medicare & Medicaid Services (CMS).
The company gets 4.8 out of 5 stars on TrustPilot.com. While the Better Business Bureau (BBB) has accredited the company, BBB reviews average around only 1 star.
All businesses tend to have both positive and negative reviews. Whether or not you want to work with any particular broker depends on your specific needs.
Which is the best Medicare plan for seniors?
Your ideal Medicare plan should align with your medical and financial needs. You can also consider whether you might benefit from extra benefits through a Part C plan versus Original Medicare. Other factors you may consider are any complex, chronic medical needs and the number of prescription drugs you need annually.
What is the most highly rated Medicare Advantage plan?
In a 2025 review article, Healthline ranked Humana Gold Plus (HMO) as the “best overall” among seven selected plans.
What is the biggest disadvantage of Medicare Advantage?
While many people are satisfied with Medicare Advantage plans, these plans can have drawbacks compared with Original Medicare.
With Medicare Advantage, people may have access to fewer in-network providers, need additional prior authorization requirements, and may pay additional costs. In addition, some plans could deny coverage of services that should be covered, according to a
Who is the best person to talk with about Medicare?
SHIP and State Health Insurance Benefits Advisors are nonprofit volunteers who can talk with you about your Medicare options. The Medicare Rights Center also provides counseling and advocacy, while the Senior Medical Patrol can help you recognize Medicare scams.
SelectQuote offers Medicare Part C and Medigap plans. Since 1985, it has assisted customers in choosing and enrolling in plans from reputable insurers.
The company reports that it serves over 2 million families and states that it aims to remove barriers to buying insurance by enhancing transparency and choice. It operates in all 50 states, with agents licensed according to CMS guidelines. SelectQuote has a 4.8-star rating on TrustPilot, though BBB reviews average around only 1 star.
Medicare brokers may help customize coverage to fit your needs and save you time and money. On the other hand, they are compensated by their partner insurers, which may influence the plan recommendations you receive.
You also have the option to use official Medicare plan comparison tools to find and enroll in plans directly. Be sure to keep enrollment periods in mind.